How an Injury Lawyer in Frederick Handles Rideshare Accident Cases
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Rideshare services like Uber and Lyft have transformed how we travel, offering convenience and affordability. However, as these services have grown, so have the number of accidents involving rideshare vehicles. If you’ve been injured in an accident involving a rideshare service in Frederick, Pennsylvania, navigating the legal complexities can be daunting. This is where an experienced injury lawyer in Frederick can make all the difference.
At Metzger Wickersham (MWKE), we have experience in handling rideshare accident cases, ensuring that victims receive the compensation they deserve. Here’s an overview of how we handle these unique cases and what you need to know if you’ve been involved in a rideshare accident.
Understanding Rideshare Accident Liability
One of the most complex aspects of rideshare accident cases is determining liability. Unlike standard car accidents, rideshare accidents involve multiple parties and insurance policies, which can complicate claims.Key Parties in a Rideshare Accident
- The Rideshare Driver: If the rideshare driver was at fault, their personal insurance or the rideshare company’s policy may cover damages.
- The Rideshare Company: Uber and Lyft provide liability coverage for drivers under specific conditions.
- Other Drivers: If another vehicle caused the accident, their insurance would likely be the primary source of compensation.
Insurance Coverage in Rideshare Accidents
Rideshare companies like Uber and Lyft offer tiered insurance coverage depending on the driver’s status at the time of the accident:- App Off: When the driver is not logged into the app, their personal auto insurance applies.
- App On, No Passenger: When the driver is logged in but hasn’t accepted a ride, Uber and Lyft provide limited liability coverage of up to $50,000 per person for bodily injury and $100,000 per accident.
- During a Ride or Pickup: Once the driver accepts a ride or has a passenger in the car, Uber and Lyft provide up to $1 million in liability coverage and uninsured/underinsured motorist coverage.
Steps an Injury Lawyer Takes in Rideshare Cases
Handling a rideshare accident case requires experienced knowledge and a strategic approach. Here’s how MWKE assists clients in Frederick:1. Conducting a Thorough Investigation
Your lawyer will gather evidence to establish liability, including:- Police reports.
- Witness statements.
- Accident scene photos and videos.
- Driver logs and app data.
2. Navigating Complex Insurance Claims
Dealing with multiple insurance companies can be overwhelming. Your lawyer will:- Communicate with insurers on your behalf.
- Ensure that claims are filed with the appropriate parties.
- Negotiate for fair compensation.
3. Calculating Damages
Rideshare accident victims may be entitled to various types of compensation, including:- Medical expenses (current and future).
- Lost wages and diminished earning capacity.
- Pain and suffering.
- Property damage.
4. Preparing for Litigation if Necessary
While many rideshare accident claims are settled out of court, some may require litigation. Your lawyer will be prepared to represent you in court if a fair settlement cannot be reached.Common Challenges in Rideshare Accident Cases
Rideshare accident cases can present unique challenges, such as:- Disputes Over Liability: Insurance companies may argue over who is responsible for covering damages.
- App Data Access: Obtaining driver logs and app data from rideshare companies can be difficult without legal intervention.
- Policy Limitations: Insurance policies may have exclusions or caps that complicate claims.