Metzger Wickersham Voted Harrisburg’s Leading Law Firm 9th Year in a Row
Metzger Wickersham has won Susquehanna Style’s2020 Who’s Who in Business Award for Harrisburg’s Leading Law Firm. Now in its 14th...
Thank You, Workplace Safety and Health Professionals
By Amy E. Bauccio, Lawyer at Metzger WickershamMetzger Wickersham would like to celebrate and honor occupational safety, health and environmental...
What Are the Three Types of Product Defects?
Defective products can lead to serious injuries when unsuspecting consumers use them as they are meant to be used. This...
Metzger Wickersham Awards 6 Student Winners in 2020 Road to Safety Scholarship Contest
Metzger Wickersham law firm is pleased to announce the winners of its 8th annual student scholarship contest. The Road to...
Do You Have Scarring from a Work-Related Injury? You May Be Eligible for Compensation
Under Section 306(c)(22) of the Pennsylvania Workers’ Compensation Act, a claimant may receive compensation for “serious permanent disfigurement of the...
Department of Transportation Suspended Hours of Service Regulations for Truckers in Response to COVID-19 Pandemic
The United States Department of Transportation (DOT) has suspended Hours of Service regulations for the trucking industry in response to...
Are Your Tires Safe? Take the Penny Test
Author: Zachary D. Campbell Most drivers forget that they play an important role in protecting their own safety and automotive...
Attorney Rebecca Bailey Selected to Super Lawyers Rising Stars 2020
Our team at Metzger Wickersham is proud to announce the inclusion of one of our own, Attorney Rebecca Bailey, in...
Cycle Safely and Share the Road for National Bike Safety Month
Author: Lori B. PainterTaking up cycling could be one of the best decisions you ever make, I personally love being...
Wrongful Death and Survival Damages in Pennsylvania
Often times the death of a loved one is a result of the negligence of another. These potential claims may...
When is a Psychological Injury Compensable under Pennsylvania Workers’ Compensation Laws?
One of the elements of a compensable claim under Pennsylvania workers’ compensation laws is that there be an injury. An...
What is Arbitration?
A common method for resolving cases in personal injury litigation is via arbitration. Arbitration can sometimes get a bad reputation...
Dog Law
There are millions of dogs in American homes, and each one of them plays an integral part in the happiness...
COVID-19
To our valued clients, prospective clients and fellow community members:With Governor Wolf’s most recent mandate and the ongoing threat of...
Convenient Virtual Consultations – Call Today
Injured in an accident or hurt on the job? Contact Metzger Wickersham to submit your case virtually! No need to...
Can My Child Get Social Security Disability Benefits?
A child can qualify for Supplemental Security Income (SSI) if he or she is age 18 or younger or under...
Why Are State Laws Failing to Prevent Teen Driver Deaths?
According to the Centers for Disease Control and Prevention (CDC), motor vehicle accidents are the number one cause of teen...
Do Your Part, Be Water Smart
By Andrea M. Staub , Lawyer at Metzger WickershamWith summer weather finally here, the sun, sand, and water may be...
Mental Health Pandemic Quietly Grows
June is “National Post-Traumatic Stress Disorder (PTSD) Awareness Month,” and is intended to raise public awareness about issues related to...
Metzger Wickersham Announces New Williamsport Office
Metzger Wickersham, a leading personal injury law firm serving clients throughout Pennsylvania, is excited to announce the opening of its...
5 Essential Running Safety Tips
By Amy E. Bauccio, Lawyer at Metzger Wickersham Outdoor recreation and exercise is surging during the COVID-19 pandemic. With parks,...
Do I Qualify for Social Security Disability with Chronic Migraine?
By Lori B. Painter, Lawyer at Metzger WickershamJune is Migraine and Headache Awareness Month, a dedicated time for healthcare providers,...
Alcohol-Related Crashes Nearly Five Times More Likely to Result in Fatalities
In May, the Pennsylvania Department of Transportation (PennDOT) announced that 2019 saw the lowest number of highway fatalities in the...
5 Common Signs of Nursing Home Negligence
There are over 2,000 cases of nursing home abuse reported in Pennsylvania each year. Sadly, this estimate is likely inaccurate...
The Summer of the RV, RV There Yet?
By Zachary D. Campbell, Lawyer at Metzger WickershamPrior to the COVID-19 pandemic, RVing was already becoming a popular way to...
The Good, the Bad, and the Sunny: Let’s Get Real about Sun Exposure
July is UV Safety Awareness Month. Ultraviolet (UV) radiation are invisible rays that are part of the energy that comes...
Step-by-Step Guide to Medicare’s Recovery Process
By Amy E. Bauccio, Lawyer at Metzger WickershamHappy Birthday, Medicare! Let’s celebrate Medicare’s 55th birthday (July 30) this week and...
How Can You Look Up an Accident Report After a Crash?
When the dust settles after a serious car accident and you have received necessary medical attention, it will be time...
Learn to Save Lives with CPR
By: Andrea M. Staub , Lawyer at Metzger WickershamImagine sitting down to enjoy dinner, whether at home or at your...
Who is Liable for Equipment Issues in Aviation Accidents?
Aviation accidents are tragedies that impact injury victims and their loved ones for the rest of their lives. One common...
At Least 1 Dead in Lebanon County Crash Involving 20 Semi-Trucks
Multiple truck accidents were reported in a short span of time in Lebanon County, Pennsylvania late Wednesday night, all along...
What is the Difference Between a Mass Tort Claim and a Class Action Lawsuit?
When a negligent party — such as a pharmaceutical company, product manufacturer, or other corporation — harms multiple people, the...
Attorney Zach Campbell obtains $150,000.00 verdict against Nationwide Insurance
A Monroe County jury has awarded a Metzger Wickersham client $150,000.00 for non-economic damages.The plaintiff was injured in a motor...
Why Is My Auto Insurance Paying for My Medical Bills?
PIP, otherwise known as Personal Injury Protection Insurance, covers expenses when a car accident results in bodily injuries to you,...
What To Do When You Have an Injury at Work
When you are injured at work it can be very upsetting. The first thing you should do is try and...
The Difference between SSDI and SSI
When talking about Social Security disability benefits, a claimant may hear the use of the terms “SSDI” and “SSI” interchangeably....
Metzger Wickersham Presents the Road to Safety Scholarship Contest
For the eighth year in a row, Metzger Wickersham is awarding deserving high school seniors through our Road to Safety Scholarship...
PA Judge Rejects Ubers’ Pursuit of Binding Arbitration Where Passenger Injured In Uber Vehicle
Many of us have taken advantage of utilizing Uber vehicles when seeking an easy method of ride-sharing travel. Unbeknownst to...
Clearing Snow and Ice From Your Car
Winter weather can cause snow and ice to accumulate on your vehicle. Are you doing enough to protect yourself and...
Workers’ Comp Claims for Hospital Workers
Hospitals are among the busiest – and potentially the most dangerous – places to work in any industry. Patients can...
Attorney Edward E. (Ted) Knauss, IV Achieves Re-certification in Civil Trial Law with The National Board of Trial Advocacy as Authorized By the Pennsylvania Supreme Court
FOR IMMEDIATE RELEASEDate: February 4, 2020 Press Release for Recertification ATTORNEY EDWARD E. (TED) KNAUSS, IV ACHIEVES RECERTIFICATION IN CIVIL TRIAL...
Attorney Zach Campbell Obtains $75,000.00 Award For His Injured Client at Arbitration
Recently, an award of $75,000.00 was obtained at a private arbitration for a Metzger Wickersham client who was injured after...
The Road to Safety: Back to School Traffic Tips
As summer draws to a close and children start heading back to school, family life can get pretty hectic. It's...
Weathering the Winter: Ice and Snow, Take it Slow
Welcome to winter, where the mounds of shoveled snow are taller than your head, where salt covers the roads to...
Do Construction Workers in Pennsylvania Get Workers’ Comp?
It really is no surprise that construction work is consistently among the Occupational Health and Safety Administration’s (OSHA) most dangerous...
Cataracts and Trauma: Whatâ’s the Connection?
The human eye works like a camera. Inside of the eye, there is a colored membrane called the iris whose...
Surge in Child ATV Injuries Likely Linked to Pandemic, Experts Say
By Zachary D. Campbell, Lawyer at Metzger WickershamThe typical summer surge in all-terrain vehicle (ATV) injuries kicked off early this...
The Danger in the Thrill: Amusement Park Safety
Amusement parks are usually at the top of a traditional summer bucket list. But, nothing turns a fun day of...
The ABCs of Back-to-School in the Age of COVID-19
By Lori B. Painter, Lawyer at Metzger WickershamAugust is National Back to School month which typically gears parents, teachers, schools,...
Social Security During COVID-19
Metzger Wickersham staff continues to work remotely via home to heed Governor Wolf’s “Shelter in Place” order which was mandated...
What To Do If You Are Injured On The Job
The most important thing for employees to know is that any time you are injured on the job, you should...
Americans with Disabilities Act: What is it and What are My Rights?
By Lori B. Painter, Lawyer at Metzger WickershamThe Americans with Disabilities Act (ADA) became law in 1990. The ADA is...
If I Was Hit by a Car While Jaywalking, Can I Still File a Lawsuit Against the Driver?
We’ve all heard the common refrain, “the pedestrian has the right-of-way.” But is there ever a time when a pedestrian...
I Was Hit by a Car While Walking. What Now?
Being struck by a car while on foot can be an incredibly devastating and frightening experience. History shows us that...
Attorneys Clark DeVere and Zach Campbell negotiate $300,000 Settlement
Recently, Clark DeVere and Zach Campbell resolved a lawsuit against a trucking company for injuries their client suffered in a...
Pedestrian and Bicyclist Accident Related Deaths Are at an All-Time High
Pedestrian and bicyclist accident-related deaths are at an all-time high according to The National Highway Safety Transportation Administration (NHTSA). In...
JUUL Stops Selling Flavored and Non-Menthol Products – But the Risk Remains
As of October 15, 2019, there have been 1,479 lung injury cases associated with the use of e-cigarette, or vaping,...
2019 National School Bus Safety Week: October 21-25, 2019 “My School Bus, The Safest Form of Student Transportation!”
SCHOOL BUS SAFETY TIPSSchool bus transportation plays a critical role in the education of our nation's students, and is the...
Medical Marijuana and the Pennsylvania Workers’ Compensation Act
In 2016, Pennsylvania adopted the Medical Marijuana Act (MMA). For the first time, physicians are able to prescribe marijuana to...
How Your Age Affects Your Chances of Getting Social Security Disability
Although age often has little correlation to the severity of a disability, age can play an important factor in receiving...
New ADB Headlights Lauded by Safety Advocates
In the last decade, the automobile industry has been focused on developing vehicle safety options that utilize crash avoidance technology...
Attorney Zachary D. Campbell Presented at Dauphin County Bar Association Program
Attorney Zachary D. Campbell participated in the Dauphin County Bar Association’s Annual Law Day Back to School Program as a...
Helpful Information to Gather After a Car or Truck Accident
Follow These Steps, Then Call Metzger WickershamIn an instant, your life can change on a Pennsylvania road through no fault...
Dangerous Driving Conditions to Look for at the Start of Spring
Out with winter and in with spring! As the season starts to shift and flowers start to pop up, it...
Reuters Investigation Reports Johnson & Johnson Knew of Asbestos in Baby Powder Products for Decades
Reuters recently released the findings of a special investigation into Johnson & Johnson’s knowledge of possible asbestos contamination in its...
Metzger Wickersham Voted Harrisburg’s Leading Law Firm
Metzger Wickersham has won Susquehanna Style’s 2019 Who’s Who in Business Award for Harrisburg’s Leading Law Firm. Now in its...
Drive Safe This Winter: 5 Useful Tips
When cold weather hits, drivers need to be prepared to handle seasonal threats on the road. Between furious snowstorms, freezing...
Helping the Victims of UPMC Carlisle Hospital’s Former Employee Michael D. Bragg
Michael D. Bragg of Franklin County has been charged for secretly videotaping hundreds of patients, including nearly two dozen minors,...
Metzger Wickersham is pleased to announce the firm has promoted Andrea M. Staub and Zachary D. Campbell to the position of shareholder
For Immediate ReleaseDecember 13, 2019Contact: Joanne L. Jesiolowski, Marketing CoordinatorHarrisburg, PA – Metzger Wickersham is pleased to announce the firm...
Attorney Rebecca Bailey Selected to Super Lawyers Rising Stars 2019
Our team at Metzger Wickersham is proud to announce the inclusion of one of our own, Attorney Rebecca Bailey, in...
SSD & SSI Benefit Appeals Add New Step Called Reconsideration
Starting on Saturday, April 20th, 2019, Pennsylvania applicants for Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits will...
Should I Make a Workers’ Compensation Claim, or Suffer in Silence?
I often wear high heels to work, not necessarily because I like them, but because I am short, and my...
How You Can Help Stop Distracted Driving in Pennsylvania
As you have been traveling Pennsylvania roadways and highways, how many times have you looked over to see the driver...
Child Passenger Safety Week 2018
Child passenger safety is more important than ever as traffic deaths nationwide are climbing at an alarming rate. Crashes are...
Pennsylvania State Police Announce 1% Increase in DUI Arrests
Just prior to the Labor Day holiday weekend, the Pennsylvania State Police released their annual report outlining the number of...
Social Security Disability Benefits at Retirement Age
Did you know? Many people who elect to receive early retirement also qualify for SSD benefits.A person who stops working...
2019 National Work Zone Awareness Week Begins April 8th, 2019
All across America’s highways and streets, it is common to come across an active work zone. You will see cones,...
Which PA Counties Have the Most Vehicle Crash Fatalities?
According to a recent article on Pennlive.com, on average, one person dies about every eight hours in a crash on...
Tesla on Autopilot Rear-ends Fire Truck Causing Injuries
On May 11 in Utah, a Tesla operating in Autopilot mode rear-ended a fire truck that was stopped at a...
How Well Does Your Vehicle Fit You?
How well does your vehicle fit you or your loved ones? Although older Pennsylvanians are the demographic group with the...
Why You Need Uninsured and Underinsured Motorist Coverage on Your Auto Policy
Auto insurance is tricky. We know we need it, but how much do we need to be "fully covered"? When...
Harrisburg Man Killed in I-81 Crash Involving 3 Trucks
A Harrisburg man died on Monday afternoon, July 2nd, 2018 in a crash involving two tractor-trailers and a box truck....
First Fatality Highlights Concerns of Self-Driving Vehicles
Last week, the first fatal pedestrian crash involving a self-driving SUV occurred in Arizona. That crash involved a self-driving Uber...
Penalties Against Negligent Nursing Homes Scaled Back
Federal records show that nearly 6,500 nursing homes — about 40 percent — have been cited at least once for...
Number of OSHA Safety Inspectors Declines
Workplace safety may be taking a step backwards due to a decrease in OSHA officials. According to data obtained by...
2017 Safest Year Ever for Commercial Air Passengers
2017 was a tumultuous year by almost anyone’s standard. But, in terms of transportation safety, there was at least one...
Metzger Wickersham Celebrates 130th Anniversary
Metzger Wickersham traces its origin back to 1888 when Frank B. Wickersham, a Steelton native, began the general practice of...
Highway Safety Law Awareness Week Brings Attention to Lesser Known Traffic Laws
The Pennsylvania Department of Transportation and the State Police are using Highway Safety Law Awareness Week, which runs through Sunday,...
Fatal Crane Accident in Franklin County Claims 2 Lives
John Marcoux, 66, of Chambersburg, and Christopher Robison, 49, of Marion, died on Friday morning, February 2 as the result...
Work Zone Safety: Everybody’s Responsibility
April 9-13 is National Work Zone Awareness Week. Work Zone Awareness Week is an annual spring campaign held to bring...
Difference Between Personal Injury and Workers’ Compensation
For many individuals who sustain an injury for the first time while on the job, the aftermath can often be...
Distracted Drivers are Even More Distracted During the Holidays
Here are two things to consider this holiday season:Distracted driving will increase.If your smartphone has apps, they can track just...
PennDOT Announces Record Low Numbers for Traffic-Related Fatalities
1,137. That is how many people were killed on Pennsylvania roads in 2017. Although that is a record low since...
New Jersey Man Awarded $37 Million in Talcum Powder Cancer Case
A 46-year-old New Jersey man who sued Johnson & Johnson and other companies after getting mesothelioma he says was caused...
Distracted Driving Citations on the Rise in Pennsylvania
More than ever before, Pennsylvania drivers are being cited for texting, emailing, and wearing headphones while behind the wheel.According to...
Trucker Cited in Fatal PA Turnpike Crash
A truck driver from New York was cited after a four-vehicle crash on September 27th left one woman dead. Trucker...
Pennsylvania Workers’ Comp Impairment Rating Evaluation (IRE)
Have your workers’ compensation benefits been reduced to 500 weeks because of an Impairment Rating Evaluation? The Pennsylvania Workers’ Compensation...
Social Security Disability (SSD) and Supplemental Security Income (SSI) Overview
Social Security Disability Insurance (SSD or SSDI)Since 1956, SSD has been an effective social insurance program. A person must have...
Woman Sues Starbucks Over Burns from Hot Tea
A woman in Colorado has filed a lawsuit against Starbucks, claiming she was improperly served a cup of hot tea...
5 Things to Know About a Contingency Fee Agreement
Many personal injury lawyers in Pennsylvania operate on a contingency fee arrangement based upon ethical considerations and to take a...
Why Hire an Attorney to Help With Your Social Security Disability Claim?
About two-thirds of all SSD applications are denied by the US government at the initial application stage. For some people,...
Staying Safe During Halloween
Trick-or-treat night is approaching for our local communities. This means that children will be out and about during evening hours,...
Northern York County School District Bus Crash
Around two dozen people were taken to the hospital after two Northern York School District school buses crashed on Wednesday...
Motorcyclist Killed in I-81 Crash Involving Truck
Police have released the name of a motorcyclist who died in a crash early Monday morning, October 16, 2017 on...
Meet Marty: Accident Prevention Specialist
Marty, a rather peculiar looking robot, was recently spotted perusing the aisles of a Giant Food Store in Lower Paxton...
6 Ways to Avoid Drowsy Driving
Updated in 2018 Based on Study from AAADriving while tired might not seem like a big deal, especially given how...
Construction Worker Fatality on PA Turnpike
Early Tuesday morning, October 10, 2017 a construction worker was killed when a car ran into his backhoe on the...
8 Things to Avoid After a Car Accident
If you have ever been involved in a car accident, you know how chaotic the aftermath can be. However, it...
Your Options After Your Veteran Disability Benefits Application is Denied
If you had your VA Disability denied, not all hope is lost. You may still have an opportunity to appeal...
Who is Responsible for a Defective Product?
If you’ve been injured by a defective product and wish to file a claim to recover for your injuries, one...
What is a Mass Tort?
A “tort” is considered a civil wrong—as opposed to a criminal offense—committed by one person or entity which results in...
PA Court Rules on Auto Insurance “Unlisted Resident Driver Exclusion”
Be careful letting your roommate borrow your car. Your insurance company might not cover any accident that happens. In Safe...
Statewide Initiative to Crack Down on Aggressive Driving in PA
In 2016, there were 129,395 reportable traffic crashes in Pennsylvania, taking the lives of 1,188 people and causing major injury...
Tips for Safe Driving During the Holidays
With the holidays in full swing, millions of drivers will hit the roadways and parking lots between Thanksgiving and New...
Pennsylvania Car Crash Fatalities Hit Lowest Level Ever Recorded
Car accident related fatalities in 2016 were at their lowest level ever recorded. Governor Tom Wolf and PennDot recently announced...
Why You Should See a Doctor Immediately After a Car Accident
Car accidents are some of the most frequent causes of personal injuries in the United States. According to some estimates,...
Don’t Let Fall Leaf Cleanup Become a “Fall” Hazard
Autumn is here and with that comes the annual clean up of leaves. As the weather becomes colder, the leaves...
How Do Insurance Companies Determine Pain & Suffering?
Pain and suffering is a legal term which refers to an array of injuries a plaintiff may suffer due to...
PennDOT to Improve Median Safety on I-81
An increase in violent, fatal crashes along the I-81 corridor in Cumberland and Franklin Counties has prompted PennDOT to move...
Over a Dozen Students Injured After Lancaster School Bus Overturns
According to police, more than a dozen people were injured after a hit-and-run driver caused a multi-vehicle crash this morning...
New Insurance Requirements for Ride-Share Drivers in PA
In November 2016, Pennsylvania passed a bill to regulate ride-share companies, like Uber and Lyft. The ‘ride-share’ law sets insurance...
J&J Loses Another Multi-Million Dollar Verdict Over Talcum Powder
Johnson & Johnson was ordered by a St. Louis jury to pay more than $110 million to a Virginia woman...
Harrisburg Doctors Alert Patients of Potential Records Breach
Two Harrisburg-based physician offices have notified patients of a potential medical records breach. Harrisburg Gastroenterology and Harrisburg Endoscopy and Surgery...
Fatal Truck Crash in Paradise Township, Lancaster County
A fatal crash closed 30 east and west bound for more than eight hours early on Thursday, May 11 in...
Sharing the Road: Safety Tips for Drivers and Motorcyclists
With spring here and warmer weather right around the corner, Pennsylvania motorists will see an increase in motorcyclists sharing the...
What Can I Do If My SSD Application Is Denied?
Social Security Disability Insurance (SSD) is a type of coverage funded through payroll taxes. It pays monthly benefits to certain...
Windshield Wiper Law in Pennsylvania
Did you know that if your windshield wipers are on, your headlights are also required to be on? According to...
Schuylkill County Crash Kills 2 and Injures 3
A fatal crash occurred at the intersection of Route 61 and Route 443 around 12:30 pm on Saturday, March 18th....
Pennsylvania’s Dram Shop Laws and Liability
A dram shop is a legal term used in the United States to refer to a bar, tavern, or similar...
Pennsylvania to Implement Stricter Ignition Interlock Law for DUI Offenders
Beginning in August 2017, any person convicted of drunk driving with a blood alcohol concentration (BAC) of .10 or more...
Court Rules Philadelphia Eagles Must Pay Workers’ Comp to Former Player
A Pennsylvania Court has ruled that the Philadelphia Eagles must pay workers’ compensation benefits for the career-ending injury of a...
Dangerous Dog Law in Pennsylvania
Pennsylvania has rules that are derived from both statute and case law that apply when one person’s dog bites another...
Harrisburg Girl Killed in Fire Caused by Charging Hoverboard
A March 10th Harrisburg city fire caused by a charging hoverboard has prompted a federal investigation. A 3 year old...
1 Killed and Over 20 Injured in 1-81 Accident Caused by Snow
There was one fatality and almost two dozen people injured in a pileup crash on Interstate 81 North on the...
Potential Adoption of “Textalyzer” Device Aims to Catch Distracted Drivers
There is current legislation working its way through senate and assembly committees that would allow New York authorities to check...
New iPhone Feature Will Block Texts While Driving
Apple plans to introduce a new iPhone feature that will prevent the dangerous habit of reading or sending a text...
Record Breaking Travel Expected this July 4th Holiday
A record number of Americans will be traveling this holiday weekend, according to a forecast released by AAA. A total...
Can Auto Manufacturers Be Liable for an Accident?
While auto manufacturers do their best to ensure their products are safe to use, some of them can either make...
House Bill 18 Threatens the Rights of Injured Workers
This past February, Representative Ryan Mackenzie introduced House Bill 18 which he claims is designed to address opioid abuse and...
New Automatic Braking Systems in Vehicles are Flawed
More and more, auto manufacturers are pushing the latest safety features on their vehicles. You may have seen auto advertisements...
9 Student Winners Awarded in 2017 Road to Safety Scholarship Contest
Metzger Wickersham is pleased to announce the winners of its 5th annual student scholarship contest. The Road to Safety Scholarship...
4 Types of Burn Injuries and Your Legal Rights
In 2016, people received a total of about 486,000 burn injuries, according to the National Burn Repository (NBR) of the...
2 Women Killed in Tractor Trailer Accident on I-81
Pennsylvania State Police say two women have been killed by an out-of-control tractor trailer on Interstate 81. The women have...
Supplemental Security Income (SSI) Benefits for Children
It can be difficult to make ends meet when a family does not have the appropriate income to support its...
Truck Driver is Among Deadliest Jobs in the US
Every day, millions of vehicles travel many miles over the roadways in the United States. These vehicles not only transport...
2 Lancaster Children Attacked by Pit Bull
Two Lancaster children are in serious condition after a male pit bull terrier attacked them on June 19. The children...
Mother Killed and 2 Children Survive in Collision with Tractor Trailer
A 27-year-old mother was killed and her two toddlers were rescued on the morning of Monday, July 24th, when the...
The Importance of Purchasing Uninsured and Underinsured Motorist Coverage on your Auto Insurance Policy
In Pennsylvania, insurance companies are required to offer the option to purchase uninsured motorist coverage (UM coverage) and underinsured motorist...
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